Our expertise, creative solutions and strong relationships with leading green industry insurers allow us to negotiate better insurance pricing and financial arrangements with broader coverage terms.
As green industry specialists, the Marquis Agency recognizes the unique insurance and risk management issues facing the leaders in the horticultural and floricultural businesses today.
We have an in-depth understanding of the daily challenges in managing these complex operations. Today’s growers are working to deal with high energy prices and fuel costs, low margins, labor issues and consumer demand for healthier, hardier plants with more buds and flowers. Innovative packaging and merchandizing with quicker and better product transport are ways in which growers have improved quality for their customers. As today’s grower’s focus on sustainability, the Marquis Agency Horticultural Practice focuses on innovative ways to restructure and then manage the insurance programs for our clients.
The insurance packages for our clients take into consideration: the seasonal nature of the operation; coverage for perishable stock in greenhouses, in refrigerated coolers, in the field and in transit; liability concerns regarding the use of pesticides and herbicides on and off premises; issues regarding boiler or equipment breakdowns; correct replacement cost limits on greenhouse structures; advice and placement in the federal nursery crop program; and more.
Our clients benefit from the following in-house capabilities:
· Lowest Premiums Possible for Your Type of Business
· Customized Insurance Program Design and Placement
· Industry Specific Risk Management Services and Loss Control
· Claims Consulting and Advocacy
· Employee Post Injury Management Consulting
· Manage Federal/State/Local Filings
· Web-enabled Auto ID Cards and Insurance Certificates
· Work Comp Exp Mod Audits